We approach our clients’ net worth holistically. We aggregate our clients’ financial and non-financial asset positions at the various banks they use as well as their direct mandates and positions (shares, bonds, structured products, etc.) and mutual fund holdings. That consolidation effort permits the detection of possible overlap and potential underexposure to a particular asset category.
Once we have the big picture we make specific investment/disposal recommendations based on our outlook for the economy and markets and our clients’ risk-reward profile, investment time horizons, liquidity requirements, cash flow projections, etc.
The fact that we have our own asset manager also enables us to offer, keeping our clients informed out movements and returns with the frequency they desire.