The insurance sector has undergone major changes in recent years, not only because of the intensified competition among companies, but also because of the increasing importance of new distribution channels and changes in the regulatory framework. All this has led to a process of activity concentration in certain segments and to a series of partnerships and collaborations between major multinationals and local players.

The narrowing of margins derived from the aforementioned intensification of competition and the evolution of interest rates have forced insurance companies’ financial management teams to become more sophisticated, and to use appropriate tools and methodologies suited to the particularities of the insurance business in terms of maturities, actuarial risks, etc.

Afi's experience in monitoring financial markets, in providing investment management advisory services, in valuing complex instruments, and in managing and measuring risk provide a sound basis that underpins our tailored service portfolio for the insurance industry, a foundation that is complemented with extensive experience in strategic planning and assessment of partnerships and corporate operations.